HelpToWallet

Fast money

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Apply for a Loan

Immediately

Your loan in less than 15 minutes without leaving home

Easily

When applying online, no additional documents are required

Conveniently

0% rate for new customers

Timely

The money is credited to the card immediately after the loan is approved and the contract is signed

What do I need to get a loan?

Bank account of an individual

Only from the age of 18

Identity document

Phone number and email

Up to ₱ 25 000 to Your Bank Account in 14 Minutes in the Philippines!

1

Take a look at all the offers, choose what suits you

You need to select companies by clicking the "Get" button

2

Send a request

To increase the chances of getting money, select several companies

3

Get the money

After the approval process is completed, the money will be automatically sent to your account

Hurry up! There are very few options left!

09:59

Testimonials

John

The service speaks for itself, everything is fast and simple. I borrowed money to buy a present 30 minutes before the store got closed. The money was credited right away. In the end, everyone was happy: I bought the present, the person received it on time, and I gave the money back the very next day with minimal fees.

Jacob

It’s a very convenient service. I’m always calling on their aid at the worst times, and they have never refused to help so far. Don’t have any trouble with this company.

Gabriel

I really had to buy medicins when I ended up in a hospital, and I was too ashamed to ask my children for help. Thank you Helptowallet.com for your website simplicity. I borrowed money until my retirement check arrived and paid it back in full in just three weeks.

Ready to get your unique loan?

Frequently asked questionsPrivacy policyContactsCommission and Fees
CookiesAbout usHow it worksTerms and Conditions

Responsible Lending

We represent Fininity OÜ, which acts a credit broker. We are not a lender. Helptowallet.com does not directly offer any type of loans or consumer loan products.

Repayment Periods and Interest Rates

The loans offered on Helptowallet.com have a minimum repayment period of 120 days (four months) and a maximum of 180 days (six months). APRs range from 0% to 36%. Interest rates vary from lender to lender.

Collection Policy

Most lenders will contant you through regular mail, email, or phone to change your payment terms. Failure to pay may result in interest accruals and/or increases and may affect your credit score. Continued failing to pay may result in the lender transferring your debt to a collection agency, which will lead to additional fees.

Consequences of Nonpayment

Helptowallet.com always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Late Payments

If you are unable to repay within the loan period, you need to contact your lender right away. Lenders may charge a fee for late payments, which averages about 0.03% of the amount owed for personal loans and credit cards. Please remember that you will likely incur additional fees if you pay late or not at all, which could add up. For more information about late payment fees, please contact your lender directly and be sure you have read the terms in your loan agreement.

Extension Policy

If you wish to renew or extend your current loan, please contact your lender as soon as you can before your payment date. Although some lenders may extend your loan with the same terms as the original loan, each lender has their own extension policy and may charge additional fees or interest. Sometimes, renewals may be processed automatically. Please consider the decision to extend your loan very carefully and seek independent financial advice if necessary.
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